Best Car Insurance in Nevada for 2024


When shopping for car insurance in the Silver State, it makes sense to start by looking into the best car insurance companies in Nevada. But because so many different factors go into choosing an insurance company, it can be hard to know which “best” option is actually the best for your situation, like whether you plan to drive up and down the Las Vegas strip or through winding desert roads.

To make it easier for you, NerdWallet analyzed 26 car insurance companies in Nevada to find the top picks for the following categories:

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Best car insurance in Nevada overall: Travelers

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Travelers

5.0

NerdWallet rating 

Travelers offers a broad range of coverage options and discounts to help you customize your car insurance policy.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

insurance-product-card-logo

Travelers

5.0

NerdWallet rating 

Travelers offers a broad range of coverage options and discounts to help you customize your car insurance policy.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Why it’s the best

Travelers earned the highest overall NerdWallet star rating out of the 26 car insurance companies we analyzed in Nevada. Its wide range of discounts and coverage options, along with the low record of complaints from its customers to regulators, make it a strong contender for drivers shopping for car insurance in Nevada.

One of the largest insurers in the country, Travelers has an expansive network of agents and a large variety of products for customers to choose from. This insurer stands out for its accident forgiveness plans and above and beyond coverage options including gap insurance and premier new car replacement.

Best Nevada auto insurance for your budget: Progressive

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Progressive

4.5

NerdWallet rating 

Progressive offers a variety of products, but there’s room for improvement when it comes to customer satisfaction.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected

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Progressive

4.5

NerdWallet rating 

Progressive offers a variety of products, but there’s room for improvement when it comes to customer satisfaction.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected

Why it’s the best

Out of all the top-rated auto insurers in Nevada, Progressive is the best for your wallet. Our May 2024 analysis showed that the average rate for full coverage insurance from Progressive is $1,123 per year or $94 per month for Nevada drivers. However, these are median rates and your rate may be different. Progressive also offers a wide variety of discounts, which can help you cut your premium down even further.

🤓Nerdy Tip

We don’t have data for every single company that offers coverage in Nevada, so Progressive may not actually be the best Nevada car insurance provider for you. Compare car insurance rates from several companies to make sure which company is cheapest for you.

Best car insurance in Nevada for customer complaints: American Family

BEST FOR CUSTOMER COMPLAINTS

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American Family

5.0

NerdWallet rating 

American Family offers a wide range of coverage, including rideshare and gap insurance, but doesn’t sell policies in all states.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Far fewer than expected

BEST FOR CUSTOMER COMPLAINTS

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American Family

5.0

NerdWallet rating 

American Family offers a wide range of coverage, including rideshare and gap insurance, but doesn’t sell policies in all states.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Far fewer than expected

Why it’s the best

American Family is the best car insurance company for Nevada drivers when it comes to customer satisfaction, based on the low number of complaints to state regulators for a company of its size. This is based on a comparison across auto insurers in Nevada with a NerdWallet 5-star rating.

Best Nevada car insurance for ease of use: State Farm

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State Farm

5.0

NerdWallet rating 

State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.

Discounts

Average set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

insurance-product-card-logo

State Farm

5.0

NerdWallet rating 

State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.

Discounts

Average set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Why it’s the best

State Farm is the best car insurance company in Nevada for ease of use. State Farm customers can manage their policy and submit claims online, and the mobile app has excellent user ratings for both iOS and Android devices. While offering robust online tools and services, State Farm also pairs all its customers with a dedicated agent for more personalized attention.

Full list of the top auto insurance companies in Nevada

Out of all 26 car insurers NerdWallet analyzed, here is the full list of the companies that provide the best car insurance in Nevada. Only companies with a NerdWallet star rating of 4.5 or higher were considered.

5.0

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

5.0

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

5.0

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

5.0

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

5.0

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

5.0

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

4.5

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more.

*USAA is available only to military members and their families.

How to get the best car insurance in Nevada

Still not sure which company to go with? Try these tips:

  • Assess your needs. Evaluate your own needs and preferences before deciding on a car insurance company, since everyone’s needs are different. For example, one person might prioritize a company with strong customer service and a low-mileage discount, while another may prize affordability and a well-polished mobile app.

  • Do your research. While the companies on this page represent solid choices, you may want to explore other options. Whichever insurer you go with, make sure they’re financially stable, have few customer complaints and offer the coverage you need at a competitive price. You can also check out our full list of auto insurance reviews.

  • Consider small insurance companies. Small, regional insurers may provide a better price and customer service than the big companies you see advertised on TV. You might have to recruit the help of a local independent car insurance agent to find them.

  • Shop around once a year. Make a practice of shopping for car insurance quotes about once a year — especially if price is important to you. Insurers adjust car insurance rates regularly, so a company that gave you the best rate last year might no longer be a bargain this year. Be sure to get quotes from at least three insurers, and for the most accurate comparison, use the same or similar coverage options and deductibles while shopping around.

Why you can trust NerdWallet

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our coverage so you can choose the insurance company that works best for you. Our ratings are specific to auto insurance; a company’s rating for other products may be different on our site. See our criteria for evaluating auto insurance companies.



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